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Here, the trader of the vehicle is an individual rather than a dealer that is licensed. This is the value, if you are willing to purchase or sell your vehicle online or in an automobile auction. This is any trader offers for the automobile for a trade-in to somebody. This amount is thought to be portion of the down payment when funding for a car. Since it is this is the value. Believing that the car is in too good of condition, this is the value if it is sold together with the financing your dealer will be charging for the car. This is the maximum since buyers that are currently expecting financing cover the price premium, which is purchasing from a person on cash.